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Defence Health Maintenance Limited (DHML) was established by the Ministry of Defence as a Health Maintenance Organization (HMO) to enable military personnel and their families benefit maximally from the National Health Insurance Scheme (NHIS).

In response to the challenge of maintaining medical combat readiness while providing the best healthcare services for all eligible personnel, the Ministry of Defence established the Defence Health Maintenance Limited (DHML).

DHML is one of the Health Maintenance Organizations (HMOs) authorized and regulated by the National Health Insurance Scheme. DHML was accredited on the 27thJune, 2006 with HMO CODE 022. It brings together the healthcare resources of the Nigerian Army, Navy and Air force and complements this with a network of civilian healthcare Professionals and Facilities. This provides better access and high quality service to the beneficiaries, while maintaining the capability to support military operations, including conditions peculiar to the military environments and military health infrastructural development through regular annual budgeting.

At the Primary health care level, the DHML currently operates about 140 health care facilities nationwide. Those wishing to take advantage of DHML services must register. Another key feature of DHML is that all those who registered will be assigned to a primary care provider (PCP).